Fraud Mitigation

The ACCORD^® FinancialNet Fraud Suite provides efficient ACH Positive Pay and image-enabled Disbursement Positive Pay functionality that supports your clients' automated, pain-free Pay/No Pay payment decision making process. Automated approval filters are set-up quickly without programming and can be as simple or as complex as required. Exceptions are immediately delivered to appropriate personnel. Complete, seamless image integration and sophisticated viewing tools enhance the ability to make fast, error-free payment decisions.

ACH Positive Pay

• Access to Paid Items Exceptions
• Receives Pay/No Pay decisions
• Supports
  • Data export in a CSV format
  • Multi-region banking
  • Account-level cut off times /decision defaults
  • Dual authorization of pay/return decisions
  • Access archived transactions by date
  • Email notification of pending transactions with an approaching cut off time
• Filters can include:
  • List of authorized originators
  • Amount ranges
• Supports:
  • Data export in a CSV format
  • Multi-region banking
  • Account-level cut off times /decision defaults
  • Dual authorization of return decisions
  • Access archived transactions by date

Image Enabled Disbursement Positive Pay

• Access to all or a filtered set of Incoming ACH debits
• Integrated hyperlinks for client access to:
  • ACH transaction details
  • Addenda record information
  • Receives return decisions
• Filters can include:
  • List of authorized originators
  • Amount ranges
• Supports:
  • Data export in a CSV format
  • Multi-region banking
  • Account-level cut off times /decision defaults
  • Dual authorization of return decisions
  • Access archived transactions by date
  • Email notification of pending transactions with an approaching cut off time

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