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Proven Software Solutions

Providing best-of-breed technology products and services to financial institutions and Fortune 1000 companies.

Diverse & Robust Cross-Industry Products

Yojna, Inc. provides best-of-breed technology products and services to financial institutions and Fortune 1000 companies.

Yojna specializes in the creation and deployment of highly efficient image digital delivery solutions to the top banks and financial institutions in North America. Under their own branding, these banks deliver digital financial data and documents to over 100,000 commercial customers.

Financial Data Delivery

Elegant. Unified. Rock-Solid Reliable.

If you’re like most banks, providing customers with transaction data and the associated images involves relying on systems supplied by a collection of vendors. One that processes checks. Another for lockbox items. Other vendors’ systems may handle reports, letters of credit documents, and so on. This creates operational inefficiencies, including the need to support multiple customer profile management systems and incur additional support and upgrade costs related to the viewers and other components on an ongoing basis.

It also means that the delivery of this information to your customers arrives on digital media that utilize different formats, different viewers and different encryption schemes. The use of multiple viewers and multiple encryption management systems detract from the user experience because customers have to contend with many different methods to access the delivered data with inconsistent user interfaces.

The ACCORD® Financial Data Delivery Solution

The ACCORD® Financial Data Delivery System by Yojna, Inc. is a comprehensive solution designed to enable financial institutions to manage and optimize their entire data collection and delivery operation. It enables the delivery of a complete spectrum of transaction data and images to your customer with a common viewer and encryption management system.

ACCORD® Financial Data Delivery System offers five distinct and highly flexible distribution products that allow your bank to tailor distribution to match the size, transaction volume and the treasury service preferences of your customers.

Learn more about ACCORD® Financial Data Delivery


ACCORD® FinancialNet effectively integrates both retail and commercial applications into one Internet platform. It not only provides a single point of entry for Internet clients, but also comes with a broad spectrum of features, which enhance a financial institution’s traditional personal banking and cash management product array. Most importantly, Yojna has developed key strategic options, which are easily integrated with the standard product, for example, Lockbox Image Inquiry, Lockbox Exceptions, ARP/Positive Pay, e-Statements & Reports, and many others. These options, when combined with ACCORD® FinancialNet’s standard features, create a robust Internet banking platform which can easily differentiate a financial institution in its marketplace, thereby creating that all important competitive edge.

A Robust Internet Banking Platform

Imaging is our stock and trade, so our clients can easily choose to make ACCORD® FinancialNet image enabled. Whether all of your items are in one repository or several, one format or many, we can easily access all of them wherever they are and make it look completely seamless to your clients. The available inquiries include paid items, deposited items, and lockbox items – wholesale and retail. Also available is the integrated image option, which hyperlinks the key reference number to the image of the item. This creates a convenience for the client by eliminating the need to go to a separate inquiry and enter search criteria to find the item.

An essential standard feature of ACCORD® FinancialNet is its User Profile Management System. A financial institution not only defines clients as valid users of the system, but the combination of applications and accounts the client can access. Additionally, commercial clients have responsibility for creating and maintaining other company users; thereby reducing the financial institutions overhead and risk. Very few other products in the marketplace allow the assignment of functions by account for every user.

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A new solution that helps drive success.

It’s no secret that to be competitive in today’s difficult business environment, you not only need the right information, you need to gather it faster and use it more efficiently than ever before. Green initiatives that eliminate paper and waste are also top of mind.

ACCORD® EntityNet from Yojna, Inc. is a solution that can play a key role in helping you accomplish these objectives. EntityNet creates a powerful digital environment that helps eliminate paper and manual tasks by providing intelligent, analytic access to both financial and non-financial information from the bank and any internal and external sources.

The result is a tool that helps drive productivity, enhanced cash flow and better customer relationships.

Bringing Banking and Business Operations Data Together

Seamlessly ACCORD® EntityNet brings all of your company's valuable data together in one, simple, electronic place. Now, data and images from your bank are intelligently related visually to information generated inside your company. Accounting and shipping data. Purchase orders. Contracts. Inventory. E-mail. Even video and audio files.

EntityNet structures and interconnects unstructured data, putting everything needed just a mouse-click away.

It accelerates, organizes and prioritizes. It eliminates lost records and ends mindless searches. It allows your company to grow faster and with a whole lot less pain.

By eliminating a significant of amount of paper from processes, EntityNet even catalyzes successful green initiatives that may have been impossible to launch before.

Learn more about ACCORD® EntityNet

Legal Order Express (LOX)

The Next Evolutionary Step in Legal Order Processing

Let’s face it; the process of delivering on subpoenas and other forms of legal orders is one of the most arduous and notoriously inefficient aspects of banking and other financial services companies. It’s expensive, time consuming and labor intensive. It’s bound by scores of onerous regulations and compliance requirements. And in this day and age of conservation and social awareness, printing, sorting, delivering and storing tens of millions of pages of documents each year is anything but “green.”

That’s why Yojna’s ACCORD® Legal Order Express is such an important quantum leap in legal order processing and delivery.

Eliminate The Need For Paper Delivery

Legal Order Express is a secure, fast and cost-effective legal order processing solution that eliminates paper delivery. It changes the traditional legal order delivery paradigm. It electronically collects and validates images, documents and data required to comply with legal orders sent to banks and other financial institutions. Instead of delivering the result of these searches on hundreds or thousands of pieces of paper, they are packaged up, encrypted and delivered on a single or small series of compact discs or DVDs complete with its own “On Board” Viewer that requires no software to be loaded on the receiver’s workstation.

ACCORD® Legal Order Express is an end-to-end processing and delivery solution that sets a completely new standard for the efficient processing and fulfillment of legal orders.

Learn more about ACCORD® Legal Order Express (LOX)



ACCORD® SmartExchange is designed to work in tandem with the entire Yojna family of content collection and publishing products.

The ACCORD® SmartExchange platform enables secure media-less delivery using "push" technology to client workstations via the Internet, virtually eliminating the need for traditional production and shipping of periodic customer content using digital media.

Learn more about ACCORD® SmartExchange

Our Clients

At Yojna, Inc., we provide best-of-breed technology products and services to financial institutions and Fortune 1000 companies.

We strategically support our client’s missions to improve efficiency and productivity while reducing waste and enhancing customer and shareholder value.

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